Own Your Retirement
Radio Show

In this episode, Josh Bretl shares a story from a chaotic 85 degree workshop in Wheaton to explain why personal connection and clarity matter in retirement. We discuss falling confidence among workers and the Wellment Way approach to Social Security, taxes, and income planning for a secure future.

With traditional pensions disappearing, the responsibility for creating a retirement paycheck has shifted to you. Josh Bretl explores the strategy of income blending and tax diversification to help ensure your money lasts. Learn how to navigate economic uncertainty and utilize recent tax laws to move forward with confidence, freedom, and comfort.

Josh Bretl shares a cautionary tale about an unexpected visitor in his car and how it relates to the most dangerous decade of your financial life. This ten-year window around your retirement is critical for your long-term success. Learn how to protect your plan from sequence of returns risk and find true financial clarity.

Retirement is a 30 year marathon, especially for women navigating longer lifespans and complex tax shifts. This week, Josh Bretl discusses the importance of a Parmesan reset to find focus amidst market volatility, the impact of Social Security whammies, and why minimizing lifetime taxes is key to your peace of mind.

Josh Bretl explores the psychological shift from saving to spending alongside lessons from a family trip to Louisville. This episode covers navigating inflation, the rising $345,000 cost of retirement healthcare, and the complexity of Medicare. Learn how the Wellment Way provides structure for managing economic volatility, family lending decisions, and required minimum distributions for a successful future.

Josh Bretl and Mark Elliott discuss the importance of personalizing your retirement journey. From avoiding inheritance battles through proper documentation to finding your unique portfolio risk score, this episode provides a clear path through financial complexity. Learn why financial literacy is really about understanding your spending to ensure your retirement becomes the best part of your life.

Retirement is more than a bank balance. It is a life transition that requires a steady hand during market volatility. This week, Josh Bretl discusses the importance of a personal reset and the critical role of legacy planning. Learn how to protect your spouse from tax traps and why your legacy deserves a smart, simple strategy.

Think your 401k is all yours? Think again. Josh Bretl discusses the “tax trap” created by the shift from pensions to IRAs. We explore hidden burdens like the Secure Act 10 year rule and the tax hike that hits surviving spouses. Learn how proactive planning helps you keep more of what you earned.

Retirement planning is about more than just saving money: it is about creating a reliable stream of income that lasts as long as you do. This week, Josh Bretl discusses navigating market volatility, the new rules for inherited IRAs, and how to prepare for the unexpected so you can truly live fully in retirement.

Retirement is more than a financial milestone, it is a personal turning point. This week, Josh Bretl explores the “Wellment Way,” a five pillar approach designed to turn financial complexity into a clear path. Learn how to plug the leaks in your retirement bucket and move from saving to spending with total confidence.