Own Your Retirement
Radio Show

Josh Bretl explores the psychological shift from saving to spending alongside lessons from a family trip to Louisville. This episode covers navigating inflation, the rising $345,000 cost of retirement healthcare, and the complexity of Medicare. Learn how the Wellment Way provides structure for managing economic volatility, family lending decisions, and required minimum distributions for a successful future.

Josh Bretl and Mark Elliott discuss the importance of personalizing your retirement journey. From avoiding inheritance battles through proper documentation to finding your unique portfolio risk score, this episode provides a clear path through financial complexity. Learn why financial literacy is really about understanding your spending to ensure your retirement becomes the best part of your life.

Retirement is more than a bank balance. It is a life transition that requires a steady hand during market volatility. This week, Josh Bretl discusses the importance of a personal reset and the critical role of legacy planning. Learn how to protect your spouse from tax traps and why your legacy deserves a smart, simple strategy.

Think your 401k is all yours? Think again. Josh Bretl discusses the “tax trap” created by the shift from pensions to IRAs. We explore hidden burdens like the Secure Act 10 year rule and the tax hike that hits surviving spouses. Learn how proactive planning helps you keep more of what you earned.

Retirement planning is about more than just saving money: it is about creating a reliable stream of income that lasts as long as you do. This week, Josh Bretl discusses navigating market volatility, the new rules for inherited IRAs, and how to prepare for the unexpected so you can truly live fully in retirement.

Retirement is more than a financial milestone, it is a personal turning point. This week, Josh Bretl explores the “Wellment Way,” a five pillar approach designed to turn financial complexity into a clear path. Learn how to plug the leaks in your retirement bucket and move from saving to spending with total confidence.

Are you a hidden millionaire? Many retirees quietly build substantial wealth without realizing it. In this episode, Josh and Mark explore how Gen X is approaching retirement, why mindset matters, and how smart tax and income planning can turn savings into confidence. Retirement clarity starts with understanding what you truly have.

Your 401k is a powerful tool, but it is not a retirement plan. In this episode, Josh Bretl explains how taxes, Social Security, market volatility, and income timing all work together. Learn why retirement requires coordination, not guesswork, and how to prepare for both everyday needs and unexpected surprises.

Retirement is more than reaching a number. In this episode, Josh Bretl explores the four questions every retiree faces, from saving enough and making money last to protecting a spouse and finding new purpose. Learn how thoughtful planning can turn uncertainty into clarity and help you step confidently into your next chapter.

Retirement is not about hitting a number. It is about freedom, flexibility, and confidence. In this episode, Josh Bretl explains how spending, income planning, and tax awareness shape real retirement success, with relatable stories and practical insights for those planning their next chapter.